Our Uninsured Motorist Accident Lawyer Can Help You
An uninsured motorist accident occurs when a driver who does not have car insurance causes an accident. If you are involved in an accident with an uninsured motorist, it can be a stressful and confusing situation.
An attorney can help you in these types of situations.
What is an Uninsured Motorist?
An uninsured motorist is a driver who does not have liability insurance to cover the costs of an accident in which they are at fault. Liability insurance is required by law in most states, including California, to help protect drivers from the financial consequences of an accident.
When an uninsured driver causes an accident, it can be difficult for the other driver to recover damages for their injuries and property damage.
If you are involved in an accident with an uninsured motorist, and you have uninsured motorist coverage as part of your own auto insurance policy, this coverage can help cover your expenses. Uninsured motorist coverage is designed to help you recover damages from your own insurance company, up to the limits of your policy, if the other driver does not have insurance.
Overall, it is important to have proper insurance coverage in case of an accident and to seek legal assistance if you are involved in an accident with an uninsured motorist.
Uninsured Motorist Laws in LA
Uninsured motorist laws in California require all drivers to have liability insurance coverage with minimum coverage limits of:
- $15,000 for injury per person
- $30,000 for injury per accident
- $5,000 for damage of property
If a driver is found to be at fault for an accident and doesn’t have insurance, they can face penalties, fines, and even license suspension. The penalties can include:
- First offense: fine of $100-$200
- Second offense: fine of $200-$500 and a possible 30-day impoundment of the vehicle
- Subsequent offenses: fine of $500-$1,000 and a possible impoundment of up to six months
Additionally, California law requires all insurance policies to include uninsured motorist coverage unless the policyholder specifically rejects it in writing.
Uninsured Drivers Can Face Criminal Charges in Los Angeles
In Los Angeles and throughout California, driving without insurance is against the law and can result in criminal charges. Under California law, drivers are required to carry liability insurance to cover the costs of an accident in which they are at fault.
If a driver is caught driving without insurance, they may face criminal charges, fines, and penalties. In addition to criminal charges, an uninsured driver who causes an accident may also be held personally liable for the damages they cause, which can include medical expenses, property damage, and lost wages.
If the driver cannot pay for these damages out of pocket, they may be subject to wage garnishment or other forms of financial penalty.
If you have been involved in an accident with an uninsured driver in Los Angeles, it is important to seek legal assistance from a qualified car accident attorney who can help you understand your legal rights and options for pursuing compensation.
Your attorney can work to investigate the circumstances of the accident, negotiate with insurance companies and other parties, and represent you in court if necessary to help you recover the damages you are entitled to.
Compensation Involving Uninsured Motorists
- Medical expenses, including emergency room visits, hospital stays, surgery, and rehabilitation.
- Lost income, including wages you were unable to earn because of the accident.
- Pain and suffering, which may include physical pain, emotional distress, and psychological trauma.
- Property damage, including the cost to repair or replace your vehicle and any other property that was damaged in the accident.
- Punitive damages, which may be available in cases where the other driver was particularly reckless or negligent.
The Pacific Attorney Group Can Help in This case
The Pacific Attorney Group can help if you’ve been involved in a car accident with an uninsured driver. Our team of experienced car accident lawyers can help you navigate the legal process, collect evidence to support your claim, talk and negotiate with insurance companies or the other driver, and represent you in court if needed.
The attorneys at Pacific Attorney Group understand the challenges and frustrations that can come with an accident involving an uninsured driver, and our team will work tirelessly to help our clients recover the compensation they deserve.
With our expertise and commitment to justice, the Pacific Attorney Group can help you get back on your feet and move forward after an accident with an uninsured motorist.